Flexible payment options

Pay over time with Shop Pay

Choose Shop Pay at checkout to pay in full or split your purchase into flexible installment payments.

SHOP JEWELRY See how it works

How it works

Select Shop Pay during checkout to view the payment options available for your purchase.

  1. CHOOSE YOUR PIECE

    Add the jewelry you want to your cart.

  2. CHECK OUT WITH SHOP PAY

    Select Shop Pay when choosing your payment method.

  3. SELECT INSTALLMENTS

    Review the payment plans available to you and choose the option that works for your purchase.

Flexible ways to pay

Eligible customers may be offered four interest-free biweekly payments or monthly payment options. Available plans, rates, and any required down payment depend on the purchase amount and eligibility. Your available options are shown during checkout.

Rates range from 0–36% APR. There are no hidden or late fees.

  • Real-time decision

    Receive a decision on your eligibility during checkout.

  • Flexible payments

    Split your purchase into available biweekly or monthly payments.

  • No surprises

    No hidden or late fees. Interest may apply depending on the plan selected.

Made-to-order jewelry

Shop Pay Installments may be available for eligible made-to-order purchases. Because production can take several weeks, one or more installment payments may become due before your order is delivered.

Frequently asked questions

What is Shop Pay Installments?

Shop Pay Installments lets eligible customers split a purchase into installment payments when checking out with Shop Pay. Payment options are provided and serviced through Affirm.

How do I use Shop Pay Installments?

Add your items to the cart, continue to checkout with Shop Pay, and choose the option to pay in installments. The plans available for your purchase will be displayed before you complete checkout.

What payment options are available?

Eligible customers may be offered four interest-free biweekly payments or monthly payment plans. Available options, APR, and any required down payment depend on the purchase amount and eligibility.

Will I be charged interest?

Some plans are interest-free, while other plans may have an APR from 0–36%. The complete terms for each available option are shown before you accept a payment plan.

Are there any late fees?

Shop Pay Installments does not charge hidden or late fees. Late or missed payments may still affect a customer’s credit or future eligibility.

How much can I spend using Shop Pay Installments?

For eligible online purchases in the United States, the total order must generally be between $35 and $30,000, including discounts, shipping, and taxes. Availability remains subject to eligibility.

Can I use Shop Pay Installments for every Icebox product?

Availability depends on the order and eligibility. Gift cards are not eligible for purchase through Shop Pay Installments.

What payment methods can I use?

Debit cards are accepted for eligible Shop Pay Installments orders. Credit-card availability can vary by plan. The supported options will be shown during checkout.

What happens if I return an item?

Returns remain subject to the Icebox Returns & Exchanges Policy. After an approved refund is processed, the refund is applied to the original payment method and the remaining installment balance is updated. Interest already paid on an interest-bearing plan is not refundable.

Who do I contact if I have a question?

Contact Icebox for questions about your order, delivery, cancellation, return, or refund. Questions about approval, payment schedules, or an existing installment plan should be directed to Affirm.

Find the piece that is right for you

Shop Icebox jewelry and review your available payment options at checkout.

SHOP JEWELRY

Questions about an order? Contact Icebox.

Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.